Rilian Ball

First Capital Group

  • Home
  • About
  • Main Website
  • Get a Quote
  • Apply
  • Contact

What’s Ahead For Mortgage Rates This Week – March 31st, 2025

March 31, 2025 by Rilian Ball

With the introduction of tariffs on Tuesday, there is significant uncertainty across all sectors regarding the potential outcome. While important data releases—including the PCE Index, Personal Income & Spending, and Consumer Sentiment for the quarter—have taken place, their impact is expected to be largely overshadowed by apprehension surrounding the widespread tariff decisions. With the upcoming release of inflation reports, including the CPI and PPI this week, all eyes will be … [Read more...]

Filed Under: Financial Reports Tagged With: Financial Report, Jobless Claims, Mortgage Rates

Can I Get a Mortgage Without a Credit Score By Using Alternative Credit History?

March 28, 2025 by Rilian Ball

If you've been managing your finances responsibly but don’t have a traditional credit score, you may be wondering whether homeownership is still within reach. The good news? It is! While most mortgage lenders rely on credit scores to assess your creditworthiness, alternative credit history—like rent payments, utility bills, and other recurring expenses—can help you qualify for a mortgage. What Is Alternative Credit History? Alternative credit history consists of financial … [Read more...]

Filed Under: Mortgage Tagged With: Dream Home, Home Owner, Mortgage Approval, Mortgage Tips

The Difference Between FICO Score and Credit Score: How It Affects Your Mortgage and Rates

March 26, 2025 by Rilian Ball

When applying for a mortgage, your creditworthiness plays a significant role in determining your loan approval and interest rates. Two commonly referenced terms are FICO score and credit score, which are often used interchangeably but have distinct differences. 1. What is a Credit Score? A credit score is a broad term that refers to a numerical representation of a consumer's credit risk. It is calculated based on various scoring models, including FICO and VantageScore, and is derived from credit … [Read more...]

Filed Under: Mortgage Tagged With: Credit Score, Home Buying, Mortgage Rates

Navigating Mortgages as a Self-Employed Professional

March 25, 2025 by Rilian Ball

Securing a mortgage as a self-employed professional can be more challenging than for traditional W-2 employees, but with the right preparation and documentation, it is entirely achievable. Here's a guide to help you navigate the process: Document Your IncomeLenders need to assess your financial stability and income consistency. To do this, you'll need to provide: Tax returns for the past two years Profit and loss statements Bank statements Client invoices or contracts Consistency is key, so … [Read more...]

Filed Under: Mortgage Tagged With: Financial Planning, Homeownership, Mortgage Tips

  • « Previous Page
  • 1
  • …
  • 12
  • 13
  • 14
  • 15
  • 16
  • …
  • 589
  • Next Page »

Rilian BallFirst Capital Logo

Rilian Ball


Branch Manager

NMLS # 202687

Call: (559) 697-5322
info@firstcg.com

Browse Articles by Category

Get in Touch!

  • This field is for validation purposes and should be left unchanged.

Search this website

Recent Articles

  • Are Interest-Only Mortgages A Smart Strategy or Risky Business?
  • Can Freelancers Get a Mortgage?
  • What’s Ahead For Mortgage Rates This Week – June 9th, 2025
  • How Property Taxes Impact Your Mortgage Payment

Rilian Ball
NMLS # 202687

Company NMLS: 35960
www.nmlsconsumeraccess.org

Equal Housing Opportunity

Loan Options

  • Fixed Rate Mortgages
  • FHA Home Loan
  • VA Home Loan
  • Jumbo Home Loan
  • USDA Home Loan

Copyright © 2025 · Powered by MySMARTblog

Copyright © 2025 · Genesis Sample Theme on Genesis Framework · WordPress · Log in

Notifications