There is a good chance you have heard someone described as being house poor. What exactly does it mean? It is important to understand what it means to be house poor and how you can stay away from it. House Poor Means Spending A Significant Chunk Of Your Income On Housing Being house-poor means different things for different people. In general, it means spending a significant amount of your monthly income on recurring expenses related to your house. A few examples include your mortgage, the … [Read more...]
The Most Commonly Forgotten Item On The Home Budget List
If you are in the process of purchasing a home, it is critical for you to make sure that you budget appropriately. Unfortunately, there are a lot of people who commonly overlook closing expenses. Even though it is important for you to have enough money for your down payment, you need to make sure you cover closing costs as well. What is included in closing costs, and how much money do you need to budget? The Recommended Amount Even though it is tempting to focus on the cost of your house, it is … [Read more...]
What’s Ahead For Mortgage Rates This Week – January 9, 2023
Last week’s economic reporting included readings on minutes of the most recent Federal Open Market Committee meeting and its customary post-meeting press conference, labor-sector data on public and private-sector jobs, and the national unemployment rate. Weekly readings on mortgage rates and jobless claims were also released. FOMC Meeting: Policymakers seek a balance between high inflation and rising rates The minutes of the Federal Open Market Committee meeting held on December 13 and 14 … [Read more...]
Pet Safety Checklist
Many people view their furry friends as members of the family. If you have pets at home, you need to make sure they are well taken care of. That means taking a closer look at an important pet safety checklist. What are a few of the most important items you need to include on this checklist if you want to make sure your dogs and cats are safe? Regular Checkups Are Critical First, you need to make sure that you take your pets to the veterinarian at least once per year. Just as you go to the doctor … [Read more...]
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