Rilian Ball

First Capital Group

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The Emotional Rewards of Homeownership and Why It’s Worth Celebrating in June

June 17, 2025 by Rilian Ball

June is National Homeownership Month, a time not only to talk about the practical steps toward owning a home but also to reflect on the emotional rewards that make the journey worth it. As a mortgage professional, I spend a lot of time working with numbers such as credit scores, down payments, and interest rates. But the most powerful part of homeownership is what cannot be measured with a calculator. Pride in OwnershipOwning a home brings pride. There is something deeply satisfying about … [Read more...]

Filed Under: Real Estate Tagged With: Emotional Value Of Home, National Homeownership Month, Why We Own

What’s Ahead For Mortgage Rates This Week – June 16th, 2025

June 16, 2025 by Rilian Ball

The CPI and PPI have yet to reveal the impacts of the tariff policies that were placed temporarily, which gives some potential insight that there might be a path forward for the Federal Reserve to look at potential rate cuts. However, economists across many industries are expecting inflation to increase temporarily as an impact for the policies that were put in place. Significant uncertainty remains across many import and export markets, with major players opting to err on the side of caution … [Read more...]

Filed Under: Financial Reports Tagged With: Financial Report, Jobless Claims, Mortgage Rates

Creative Strategies for Saving on Closing Costs

June 13, 2025 by Rilian Ball

When you are budgeting for a new home, it’s easy to focus on the down payment, but do not forget the closing costs. These fees typically range from 2% to 5% of the home’s purchase price and cover things like the appraisal, title search, loan origination, and other administrative expenses. For many buyers, especially first-timers, they can feel like an unwelcome surprise. The good news? There are creative, effective ways to reduce these expenses and make homeownership more affordable. … [Read more...]

Filed Under: Mortgage Tips Tagged With: Closing Cost Tips, Homeownership Goals, Mortgage Tips

How to Leverage Home Equity for Financial Freedom

June 12, 2025 by Rilian Ball

If you’ve owned your home for a few years, chances are you have built up equity, maybe more than you realize. But what exactly is home equity, and how can you use it to build wealth, reduce debt, or increase financial flexibility? We will discuss how homeowners are turning their built-up equity into tools for financial freedom, and how you can, too. What Is Home Equity?Home equity is the difference between what your home is worth and what you still owe on your mortgage. For example, if … [Read more...]

Filed Under: Mortgage Tips Tagged With: Equity Matters, Financial Freedom, Home Equity

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Rilian Ball


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NMLS # 202687

Call: (559) 697-5322
info@firstcg.com

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Recent Articles

  • The Emotional Rewards of Homeownership and Why It’s Worth Celebrating in June
  • What’s Ahead For Mortgage Rates This Week – June 16th, 2025
  • Creative Strategies for Saving on Closing Costs
  • How to Leverage Home Equity for Financial Freedom

Rilian Ball
NMLS # 202687

Company NMLS: 35960
www.nmlsconsumeraccess.org

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