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What Happens If Your Income Changes Before Closing?

September 9, 2026 by Rilian Ball

Getting approved for a mortgage is an important milestone, but the financial review does not necessarily end once you receive an initial approval. Lenders may verify certain information again before closing, including your employment and income. If your income changes during this period, it could affect your mortgage approval, depending on the circumstances. Why Income Still Matters Before ClosingYour mortgage qualification is based partly on the income documented during the application process. … [Read more...]

Filed Under: Mortgage Tips Tagged With: Home Buyer Tips, Mortgage Approval, Mortgage Tips

What’s Ahead For Mortgage Rates This Week – September 8th, 2026

September 8, 2026 by Rilian Ball

The Non-farm Payroll figures are a strong indicator of the job market and showed a notable increase this quarter. However, this doesn’t necessarily indicate a significant shift in the job market as a whole, as certain sectors have experienced outsized impacts compared to others. JOLTs job openings data does support the increase in openings seen over the last quarter, though it is not among the largest indicators on the broader economic scale. Non-farm PayrollsThe +162,000 jobs was … [Read more...]

Filed Under: Financial Reports Tagged With: Financial Report, Jobless Claims, Mortgage Rates

4 Ways to Help Your Mortgage Transaction Close On Time

September 4, 2026 by Rilian Ball

When you've finally found the home you're looking for at the right price, it's easy to think that the hard part is over; however, there's still a lot to do in order to ensure your purchase goes through without a hitch. If you're tying up the loose ends on your home purchase, here are some things you should do to avoid any unnecessary delays. Hire A Legal Professional However much research you may have done in regards to buying a home, there's still a lot of legal jargon in the closing documents … [Read more...]

Filed Under: Home Mortgage Tips Tagged With: Closing Costs, Home Mortgage Tips, Mortgage

Ways That You Can Go Greener On Your Home Improvement

September 3, 2026 by Rilian Ball

Making your home improvement projects more environmentally friendly is a great way to reduce your carbon footprint and help protect the planet. Here are some ways you can go greener on your home improvement projects: Use eco-friendly materials: Consider using materials that are made from sustainable and renewable resources such as bamboo, cork, or recycled materials. These materials not only have a lower impact on the environment but can also add a unique touch to your home. Choose … [Read more...]

Filed Under: Around The Home Tagged With: Aroundthe Home, Eco Friendly, Go Green

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Rilian Ball


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NMLS # 202687

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Recent Articles

  • What Happens If Your Income Changes Before Closing?
  • What’s Ahead For Mortgage Rates This Week – September 8th, 2026
  • 4 Ways to Help Your Mortgage Transaction Close On Time
  • Ways That You Can Go Greener On Your Home Improvement

Rilian Ball
NMLS # 202687

Company NMLS: 35960
www.nmlsconsumeraccess.org

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