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Is It Best To Put Down A Large Down Payment, Or Be Agile With Your Savings?

May 20, 2022 by Rilian Ball

Putting down the largest sum of money at your disposal might seem like the best way to go when it comes to your mortgage down payment. There is a certain amount of truth to this, but the reality is bigger is not always better. Ideally, the amount of money you settle on for your mortgage down payment will take into account your monthly budgeting requirements. The Big Advantages Of A Large Down Payment Fewer Mortgage Payments: The larger the down payment, the higher the likelihood that you will be … [Read more...]

Filed Under: Mortgage Tagged With: Home Buying, Mortgage, Real Estate

Is It Best To Put Down A Large Down Payment, Or Be Agile With Your Savings?

May 20, 2022 by Rilian Ball

Putting down the largest sum of money at your disposal might seem like the best way to go when it comes to your mortgage down payment. There is a certain amount of truth to this, but the reality is bigger is not always better. Ideally, the amount of money you settle on for your mortgage down payment will take into account your monthly budgeting requirements. The Big Advantages Of A Large Down Payment Fewer Mortgage Payments: The larger the down payment, the higher the likelihood that you will be … [Read more...]

Filed Under: Mortgage Tagged With: Home Buying, Mortgage, Real Estate

Buying in a Sellers Market

May 6, 2021 by Rilian Ball

Home buying is often made possible or unreachable due to the local and national economy. Fortunately, what goes up, must come down. So, for buyers who can wait, economic changes in supply and demand can create opportunities. These shifts in real estate are known as buyer’s markets and seller's markets.  The seller's market specifically tends to be the harder one for homebuyers. In short, sellers see a lot of demand, so they can command higher prices for a sale. Things are competitive, … [Read more...]

Filed Under: Mortgage Tagged With: Home Buying, Mortgage, Seller Market

NAHB: Home Builder Confidence Ticks Up in April

April 16, 2021 by Rilian Ball

The national reading for home builder confidence rose one point to an index reading of 83 in April; the National Association of Home Builders predicted a reading of 84. Component readings for April’s national index readings were mixed.  Builder confidence in current market conditions for single-family homes rose one point to 88. Builder confidence in market conditions for single-family homes in the next six months fell two points to 81 but homebuilder confidence in buyer traffic in … [Read more...]

Filed Under: Real Estate Tagged With: Home Buying, Housing Market, Market Conditions

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Rilian Ball


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First Capital Group
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Rilian Ball
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