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Should You Wait to Buy a Home Until Rates Drop?

October 29, 2025 by Rilian Ball

A Common Question for Today's MarketMany buyers are wondering if now is the right time to purchase a home or if they should wait for mortgage rates to fall. It is a fair question, especially when rates fluctuate and the headlines make it seem like waiting could save thousands. Understanding what affects rates, prices, and long-term value can help you make a confident decision that fits your financial goals. Rates May Drop, but Prices May RiseIt is true that mortgage rates could decrease in the … [Read more...]

Filed Under: Home Buying Tips Tagged With: Home Buying Tips, Mortgage Advice, Mortgage Tips

Understanding Mortgages and Inflation and How Borrowers Can Benefit

October 28, 2025 by Rilian Ball

Inflation affects nearly every part of the economy, from grocery prices to the cost of borrowing. For homeowners and buyers, understanding how inflation impacts mortgage rates and payments can be a powerful advantage. While rising prices can feel discouraging, there are strategic ways borrowers can benefit during inflationary periods. How Inflation Impacts MortgagesWhen inflation rises, the value of money decreases, and interest rates increase. This is because lenders want to protect the value … [Read more...]

Filed Under: Home Mortgage Tips Tagged With: Financial Planning, Inflation, Mortgages

What’s Ahead For Mortgage Rates This Week – October 27th, 2025

October 27, 2025 by Rilian Ball

While the government shutdown remains ongoing, inflation data for both the CPI and PPI has been released, indicating that inflation came in below expectations. It’s worth noting that under the new policy, more data will be simulated rather than collected from broader sources, there is still a significant degree of data collection. This was followed by the Consumer Sentiment report, which suggests that the economy may be gaining momentum again, as sentiment has risen and broken its recent … [Read more...]

Filed Under: Financial Reports Tagged With: Financial Report, Jobless Claims, Mortgage Rates

What’s Ahead For Mortgage Rates This Week – October 27th, 2025

October 27, 2025 by Rilian Ball

While the government shutdown remains ongoing, inflation data for both the CPI and PPI has been released, indicating that inflation came in below expectations. It’s worth noting that under the new policy, more data will be simulated rather than collected from broader sources, there is still a significant degree of data collection. This was followed by the Consumer Sentiment report, which suggests that the economy may be gaining momentum again, as sentiment has risen and broken its recent … [Read more...]

Filed Under: Financial Reports Tagged With: Financial Report, Jobless Claims, Mortgage Rates

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Rilian Ball


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NMLS # 202687

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Rilian Ball
NMLS # 202687

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