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Mortgages for Vacation Homes vs. Airbnb Rentals

November 18, 2025 by Rilian Ball

Owning a second home is a dream for many people, whether it is a quiet cabin by the lake, a beachfront retreat, or a mountain getaway. For others, that dream also comes with the potential to generate income through short-term rentals. However, mortgages for vacation homes and Airbnb properties are not the same. Lenders view these two types of homes differently, and understanding those differences can help you choose the right financing option for your goals. What Defines a Vacation Home A … [Read more...]

Filed Under: Mortgage Tips Tagged With: Airbnb Investment, Mortgage Advice, Vacation Home

What’s Ahead For Mortgage Rates This Week – November 17th, 2025

November 17, 2025 by Rilian Ball

In the aftermath of the recent government shutdown, the expected releases are still delayed. This round of releases is particularly impactful, involving key inflation reports from both the Consumer Price Index and the Producer Price Index. While the Federal Reserve prefers the PCE Index—and also relies on its own methods for collecting inflation data—the delay is undoubtedly troubling for the broader market, as the shutdown disrupted a wide range of services across the nation. The … [Read more...]

Filed Under: Financial Reports Tagged With: Financial Report, Jobless Claims, Mortgage Rates

The History of Mortgages From Ancient Times to Modern Loans

November 14, 2025 by Rilian Ball

The idea of borrowing money to buy property may seem like a modern concept, but the foundation of the mortgage has been around for thousands of years. From ancient civilizations to today's digital lending platforms, the mortgage has evolved alongside society's approach to property ownership, wealth, and security. Understanding where it began offers a fascinating look at how this essential part of homeownership came to be. Ancient BeginningsThe earliest forms of mortgages can be traced back to … [Read more...]

Filed Under: Mortgage Tagged With: Financial Education, Homeownership, Mortgage History

Natural Disasters and Mortgages: Forbearance and Insurance Options

November 13, 2025 by Rilian Ball

When natural disasters strike, homeowners can find themselves facing unexpected challenges. From hurricanes and floods to wildfires and tornadoes, these events can cause major property damage, income loss, and emotional stress. If you have a mortgage, knowing your options for forbearance and insurance relief can make a significant difference in how you recover financially and protect your home. Understanding Mortgage ForbearanceMortgage forbearance is a temporary pause or reduction in your … [Read more...]

Filed Under: Mortgage Tagged With: Home Insurance, Mortgages, Natural Disasters

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Rilian Ball


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NMLS # 202687

Call: (559) 697-5322
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Recent Articles

  • Mortgages for Vacation Homes vs. Airbnb Rentals
  • What’s Ahead For Mortgage Rates This Week – November 17th, 2025
  • The History of Mortgages From Ancient Times to Modern Loans
  • Natural Disasters and Mortgages: Forbearance and Insurance Options

Rilian Ball
NMLS # 202687

Company NMLS: 35960
www.nmlsconsumeraccess.org

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