Rilian Ball

First Capital Group

  • Home
  • About
  • Main Website
  • Get a Quote
  • Apply
  • Contact

Mortgage Planning for Long-Distance Relationships Becoming Local

December 11, 2025 by Rilian Ball

When two people in a long-distance relationship decide to finally live in the same city, the excitement is huge, and so are the financial decisions that come with it. Moving from long-distance to local often means navigating new jobs, new routines, and possibly a new home purchase. Planning for a mortgage during this transition can feel overwhelming, but with a little preparation, you can make the move smooth, affordable, and aligned with your long-term goals. Understand How Timing Affects Your … [Read more...]

Filed Under: Mortgage Tips Tagged With: Long-Distance Relationships, Mortgage Planning, Mortgage Tips

How to Avoid Overpaying for Homeowners Insurance with Your Mortgage

December 10, 2025 by Rilian Ball

When you buy a home with a mortgage, homeowners’ insurance is not optional, it is required. Lenders need to know the property is protected, and you need the peace of mind that comes with knowing your largest investment is covered. The challenge is that many homebuyers end up paying too much for their policy without even realizing it. With a little preparation, you can avoid overpaying and make sure your insurance matches your true needs rather than one size that fits all approach. … [Read more...]

Filed Under: Mortgage Tips Tagged With: Home Buyers, Mortgage Tips, New Homeowners

What Are the Pros and Cons of No Deposit Mortgage Loans

December 9, 2025 by Rilian Ball

No deposit mortgage loans can sound appealing to buyers who want to purchase a home without spending years saving for a down payment. While these loans offer clear advantages, they also come with risks and responsibilities that every buyer should consider before moving forward. Understanding No Deposit LoansA no deposit mortgage allows a buyer to purchase a home without providing money upfront. Instead of saving for a traditional down payment, the full loan amount is financed through the lender. … [Read more...]

Filed Under: Mortgage Tips Tagged With: First Time Buyer, Home Buyers, Mortgages

What’s Ahead For Mortgage Rates This Week – December 8th, 2025

December 8, 2025 by Rilian Ball

The PCE Index reports have come in—albeit delayed—and show inflation numbers that fell within expectations. The data also indicates that inflation has not worsened since before the government shutdown. It is widely believed that the Federal Reserve will likely cut rates once more. This is followed by another Consumer Spending report showing that spending rose in September and October, though the momentum appears to be slowing. Much of the optimism in the broader markets going forward … [Read more...]

Filed Under: Financial Reports Tagged With: Financial Report, Jobless Claims, Mortgage Rates

  • 1
  • 2
  • 3
  • …
  • 622
  • Next Page »

Rilian BallFirst Capital Logo

Rilian Ball


Branch Manager

NMLS # 202687

Call: (559) 697-5322
info@firstcg.com

Browse Articles by Category

Get in Touch!

  • This field is for validation purposes and should be left unchanged.

Search this website

Recent Articles

  • Mortgage Planning for Long-Distance Relationships Becoming Local
  • How to Avoid Overpaying for Homeowners Insurance with Your Mortgage
  • What Are the Pros and Cons of No Deposit Mortgage Loans
  • What’s Ahead For Mortgage Rates This Week – December 8th, 2025

Rilian Ball
NMLS # 202687

Company NMLS: 35960
www.nmlsconsumeraccess.org

Equal Housing Opportunity

Loan Options

  • Fixed Rate Mortgages
  • FHA Home Loan
  • VA Home Loan
  • Jumbo Home Loan
  • USDA Home Loan

Copyright © 2025 · Powered by MySMARTblog

Copyright © 2025 · Genesis Sample Theme on Genesis Framework · WordPress · Log in